Terms & Conditions

Introduction

These Terms and Conditions govern your use of invaroluthiq's website and services.

By using our website or services, you agree to be bound by these terms.

Definitions

For the purposes of these Terms:

• Company: refers to invaroluthiq and its associated entities
• Services: refers to financial planning consultations and related services
• User: refers to anyone who accesses or uses our website
• Content: refers to all information, text, images, and materials on our website

Use of Our Services

When using our services, you agree to the following conditions:

Permitted Use

• Use our services for lawful purposes only
• Provide accurate and complete information during consultations
• Respect the intellectual property rights of all content

Prohibited Use

• Use our services for any unlawful or fraudulent purposes
• Attempt to gain unauthorised access to our systems
• Distribute malware or engage in harmful activities
• Misrepresent your identity or provide false information

Your Responsibilities

As a user of our services, you are responsible for:

• Maintaining the confidentiality of any account information
• All activities that occur under your account
• Ensuring your use complies with applicable laws
• Promptly notifying us of any security breaches

Intellectual Property

All content on this website, including text, images, logos, and design elements, is owned by invaroluthiq or our licensors and is protected by intellectual property laws.

Unauthorised reproduction or distribution of our content is strictly prohibited.

Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information. Privacy Policy

Payment and Billing

Our payment terms are as follows:

• Subscription fees are charged monthly in advance at $250 per month
• All prices include GST where applicable
• Payment is due within 7 days of invoice date

Termination

We may terminate or suspend your access to our services immediately, without prior notice, if you breach these terms.

Upon termination, your right to use our services ceases immediately.

Disclaimers

Our services are provided on an "as is" basis without warranties of any kind.

Limitation of Liability

To the maximum extent permitted by law, invaroluthiq shall not be liable for any indirect, incidental, special, or consequential damages.

Our total liability shall not exceed the amount you paid for our services in the 12 months preceding the claim.

Indemnification

You agree to indemnify and hold harmless invaroluthiq from any claims, damages, or expenses arising from your use of our services or breach of these terms.

Dispute Resolution

We are committed to resolving disputes fairly and efficiently:

Governing Law

Laws of Australia and the state of New South Wales

Changes to These Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting.

We will notify users of significant changes via email or website notice.

Severability

If any provision of these terms is found unenforceable, the remaining provisions will continue in full force and effect.

Entire Agreement

These terms constitute the entire agreement between you and invaroluthiq regarding use of our services.

Contact Information

Questions about these terms? Contact us at contact@invaroluthiq.com or +61 879 504 888.